Mtge mortgage advisers
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Firstly, let’s look at what everybody needs to get a mortgage, and then see what you need in addition based on your personal circumstances

Everybody needs: 

  1. A copy of your passport
  2. A copy of your driving license
  3. A copy of a utility bill or bank statement within the last 3 months
  4. Three months’ worth of bank statements showing your income/ or how you are credited
  5. Evidence of how you are going to pay a deposit via a bank statement and an explanation of where the funds have come from
  6. Details of any debts and assets
  7. Credit report
  1. The last 3 months’ worth of payslips, or 13 weekly payslips
  2. Your latest P60 any annual bonus or commission intended to be used as a deposit
  3. All payslips where bonuses have been used over a 2-year period
  1. The last 2 years of personal tax calculations from HM RC or your Accountant
  2. The last 2 years of corresponding tax overviews from the HM RC
  3. The last 2 years of filed company accounts
  4. The last 3 months’ worth of business bank statements
  1. A copy of your current contract confirming your daily rate
  2. Copies of all contracts which cover the last 2 years
  3. A copy of your linked in profile or up-to-date CV to evidence your experience
  1. The last 2 years of personal tax calculations from HMRC on your Accountant
  2. The last 2 years of corresponding tax year overviews from HMRC
  3. The last 2 years filed property income accounts
  4. The latest tenancy agreement(s)
  5. The latest mortgage statement(s)
  1. A letter from the HM RC to confirm your state pension amount
  2. A pension statement(s) and your latest P60to evidence private pension

A pension statement(s) and your latest P60 to evidence private pension

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PLEASE NOTE: Article written 29/10/21. Information contained within this article is likely to change and therefore should not be relied upon or form part of any form of decision making without seeking professional advice.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
“The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.”
“The Financial Conduct Authority does not regulate all Buy to Let mortgages”
Registered address: 4 Digswell Park Cottages, Digswell Park Road, Welwyn Garden City, AL8 7NN
Partners – Roger Phillips & Neil Leonard.

MTGE Partnership LLP is an appointed representative of PRIMIS Mortgage Network, a trading name of First complete Limited which is authorised and regulated by the Financial Conduct Authority
England and Wales registered number OC431092
MTGE IS PROUD TO BE A CARBON NEUTRAL COMPANY 
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