Family Income Benefit (FIB) is a smart choice for many families. Unlike lump-sum life insurance, FIB acts like a monthly salary, covering ongoing expenses if one or both parents pass away. You can even choose for your child to receive the benefit, providing lasting financial support.

If you have an employer’s package, consider income protection to complement it. It can cover you for an extended period, such as 60% of your income, if your employer’s benefits are limited.

For the self-employed, income protection is like your personal furlough scheme, tax-free and offering up to 60% of your monthly income. Protect what you have because lenders only care about getting their borrowed money back.

Critical Illness Cover (CIC) provides financial support if you’re diagnosed with critical illnesses like cancer, stroke, or heart attack. Some insurers even cover additional conditions. It’s a safety net when you need it most, ensuring you can prioritize your health without financial stress.