95% mortgage calculator

95% Calculator

If you've saved up a 5% deposit you'll probably want to know how much you could borrow with a 95% mortgage, and whether this would be enough to afford a property. Your salary is one of the main things a mortgage lender considers when deciding how much you can borrow. Our 95% mortgage calculator shows what property price you might be able to afford, plus what the mortgage repayments would look like, based on your income and a 5% deposit.

This information is a guide and should not be relied on as a recommendation or advice, that any mortgage is suitable for you

All mortgages are subject to the applicants meeting the eligibility criteria on the specific lender

You should make an appointment to receive mortgage advice which will be based on your needs and circumstances


Calculate how much mortgage you'll be able to borrow to buy a home based on your income.


Use our mortgage repayment calculator to work out how much your monthly mortgage payments will be based on loan size, term, interest rate and fees.