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Category: Mortgages

Mortgages

Could you be saving money on your mortgage?

April 21, 2022ChrardLeave a comment

What is a healthy mortgage? A healthy mortgage is one which you can comfortably afford and that works for you, a bit like taking out the best mobile phone deal based on tariff costs. If you feel stuck in a mortgage, and
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Credit Ladder maybe able to help me stop renting
Mortgages, Renting

If you are stuck in renting but planning on getting a mortgage, then you really need to read this article!

March 24, 2022March 24, 2022ChrardLeave a comment

Did you know that there are no credit agencies that track your rental payments. What does this mean? Well when you apply for a mortgage a mortgage lender has no way of checking whether you have made regular payments on your rent,
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Mortgages, Renting

Are you looking to get on the property ladder?

March 24, 2022March 24, 2022ChrardLeave a comment

News Flash… Property Prices reach a record high! As of 21/03/22 Rightmove reported that the average British home worth is now a record breaking £354,564! That’s an annual price growth of 10.4% in March! We are in the largest supply / demand
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Buying A Home With A Partner Tips, Mortgages

Are you divorced or separated and buying a property with a new partner?

March 23, 2022March 24, 2022ChrardLeave a comment

Feeling anxious? If you went through a tricky divorce or separation and walked away with pretty much nothing, never thought you would find love again, and now find yourself talking or looking to buy a property with your new lover then what
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investing in a property with a partner
Buying A Home With A Partner Tips, Mortgages

Are you looking to invest in a property with a romantic partner, family, or friends?

March 23, 2022March 24, 2022ChrardLeave a comment

Have you ever heard of a Tenants in Common Agreement? Read on for the low down on the Pros and Cons Advantages and disadvantages of tenants in common: Pros: Inheritance rights – each party can state what they wish to happen to
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Buying A Home With A Partner Tips

Looking to buy a house with a partner?

March 23, 2022March 24, 2022ChrardLeave a comment

READ ON…are you aware of the Pros and Cons of agreeing to a joint tenancy agreement? When embarking on a truly monumental commitment to buy a home with a loved one, friend or partner it’s important to consider which arrangement best suits
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First Time Buyer

The new Help to Buy: Equity Loan (2021-2023) scheme

March 15, 2022April 4, 2022ChrardLeave a comment

What is it and how does it work? The low down… Basically, the government will loan home buyers up to 20% (40% in London) on the cost of a new build property only. You will still need a minimum of a 5%
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Mortgage in principal
First Time Buyer, Mortgages

Why you want to get a Mortgage in Principle before applying for a Mortgage Application

March 3, 2022March 3, 2022ChrardLeave a comment

Once upon a time you would find the home of your dreams and then apply for a mortgage. My how times change! Why getting a Mortgage in Principle is the best idea? Believe it or not a lot of people will find
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First Time Buyer, Mortgages

What are the best mortgage products on the market for First Time Buyer in 2022

February 28, 2022April 21, 2022ChrardLeave a comment

Buying a House is not cheap and can be a tad bit complicated for a novice that is why we wrote this quick guide so we can give you a brief insight into what mortgage products are out there for the first-time
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First Time Buyer, Mortgages

Government Schemes for First Time Buyers

February 28, 2022February 28, 2022ChrardLeave a comment

All you need to know about Government Mortgage Schemes for First Time Buyers First off, these schemes offer financial support to get you on the property ladder. Property prices have certainly rocketed and with an increase in interest rates it’s becoming increasingly
Read More

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Please note as of January 2023 we only charge a broker fee of £295 on mortgages less than £125,000. A fee may also be applicable on more complex cases, but in this case full fee disclosure will be given prior to advice being given. 
 

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
 

“The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.”
“The Financial Conduct Authority does not regulate all Buy to Let mortgages”
 

Registered address: 4 Digswell Park Cottages, Digswell Park Road, Welwyn Garden City, AL8 7NN
 

Partners – Roger Phillips & Neil Leonard.
 

MTGE Partnership LLP is an appointed representative of PRIMIS Mortgage Network, a trading name of First complete Limited which is authorised and regulated by the Financial Conduct Authority
England and Wales registered number OC431092

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