Critical Illness Cover (CIC) or Income Protection (IP)? With so many different insurance products on the market, it can be tricky to work out which product is best suited to you, so let’s break it down. What is income protection insurance? If
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The cost of living and your mortgage It’s clear to write that we are certainly living in an unpredictable world. The rising costs have created a great strain for many a household The facts: Since September the price of most essentials has
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What is a healthy mortgage? A healthy mortgage is one which you can comfortably afford and that works for you, a bit like taking out the best mobile phone deal based on tariff costs. If you feel stuck in a mortgage, and
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Do not confuse mortgage protection with another type of insurance that is mandatory to a mortgage lender loaning you money for your home, which is building and contents. We are only interested in protecting you against losing your home in the event
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Here you go… Life Insurance: A term that in reality should be deemed as “death” insurance. This type of insurance pays out in the event of the death of the policyholder within a term specified under the contract. The payment is normally
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Firstly, a quick-fire round of questions for you: How do you pay your bills? How do you pay your bills if your income source stops? We do not believe in fear mongering here at MTGE, but we do believe in putting our
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Did you know that there are no credit agencies that track your rental payments. What does this mean? Well when you apply for a mortgage a mortgage lender has no way of checking whether you have made regular payments on your rent,
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News Flash… Property Prices reach a record high! As of 21/03/22 Rightmove reported that the average British home worth is now a record breaking £354,564! That’s an annual price growth of 10.4% in March! We are in the largest supply / demand
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Feeling anxious? If you went through a tricky divorce or separation and walked away with pretty much nothing, never thought you would find love again, and now find yourself talking or looking to buy a property with your new lover then what
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Have you ever heard of a Tenants in Common Agreement? Read on for the low down on the Pros and Cons Advantages and disadvantages of tenants in common: Pros: Inheritance rights – each party can state what they wish to happen to
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